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Zero Liability means you won't pay if there is a monetary loss resulting from unauthorized fraudulent use of your card. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (currently 12.00% – 18.00% for Diamond Cash Back and 9.00% – 18.00% for Platinum).
The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
If you see it being advertised for a lesser price later on, you could be reimbursed for the difference.
Read this to learn about the factors that go into credit card approval decisions." With most secured cards, your credit limit will be equal to the amount you provide for the security deposit.
Visa's® Zero Liability policy provides you with maximum protection against fraud. Offer valid on new Visa Diamond Cash Back, Visa Platinum, and Visa Share Secured credit card accounts only.
This card requires a minimum security deposit of 0.
Card issuers require a security deposit because it makes the deal less risky for them.
Secured cards are meant for establishing or rebuilding your credit, so they don’t usually offer rewards. You can use secured cards like these to improve your credit scores over time.
For your protection, Micro Center is no longer allowing Micro Center Credit Card transactions without your actual card being present.
Please bring your Micro Center Credit Card into the store to enjoy our promotional offers!
Discover will review your account and your credit every 8 months.